# Independent review for banks, lenders and investors | NXS48

Legal, financial and technical review for banks, lenders and investors in real estate: pre-disbursement audits, escrow checks and project due diligence. Contact NXS48.

Canonical: https://nxs48.com/banks-and-investors/

Who we serve

Pre-disbursement audits, escrow fund-flow checks and investor project due diligence.

Last reviewed 2026-10-24

## Quick answers

Does the review replace the lender’s own panel advocate?

It is an independent additional review. The lender decides how to use it alongside existing credit and legal processes.

A lender or investor relies on documents prepared by others: a title certificate, an architect’s certificate, a Chartered Accountant’s certificate. The question that matters is whether those documents still describe the project on the day money moves.

NXS48 offers an independent review that re-reads those documents against the public record and the RERA portal. Advocates review title and charges; Chartered Accountants review escrow account records and annual filings; engineers and architects review progress and approvals. Findings are limited to the records supplied and the scope agreed.

## Situations we are asked about

-   Reviewing a project before a loan tranche is released
-   Cross-checking withdrawals against project progress and certificates
-   Preparing an investment committee note on a project’s regulatory standing
-   Checking mortgages and charges on the land

## Legal touchpoints

-   RERA Act, 2016, Section 4(2)(l)(D) designated account
-   Section 11 and annual audit requirements under the state rules
-   SARFAESI Act, 2002 and IBC, 2016 where relevant to lenders

## Relevant service desks

[

### Title Search, Land Due Diligence & Technical Reports

Review of title records, project information and technical material to help clarify property risks before a transaction or development decision.

](/services/title-search-due-diligence/)[

### Developer & Promoter Turnkey Compliance

Coordinated RERA project compliance support for developers, with filing responsibilities and technical scope confirmed for each project.

](/services/developer-compliance/)[

### Banks, Lenders & Investors

Independent legal, financial and technical review support for real estate lending and investment decisions.

](/services/banks-lenders-investors/)

## Frequently asked questions

Does the review replace the lender’s own panel advocate?

It is an independent additional review. The lender decides how to use it alongside existing credit and legal processes.

What does an escrow review look at?

It reads account statements, withdrawal certificates and annual audit filings against project progress records supplied to it, and reports differences it finds within the agreed scope.

## Contact us for a tailored proposal

Tell us about the property, project or dispute. We scope the work first and prepare a proposal for it.

[Contact Us](/contact/) [Call +91 97628 66937](tel:+919762866937)[WhatsApp](https://wa.me/919762866937?text=Hello%2C%20I%20would%20like%20to%20make%20an%20enquiry.)